BooksForKidsBlog

Friday, September 25, 2020

Cool Ghoul! Ghoulia by Barbara Cantini

MAKING FRIENDS CAN BE SCARY.

And being a zombie doesn't help. A bit lonely, Ghoulia lives in Crumbling Manor with her Aunt Departed, her dog Tragedy, her Uncle Misfortune (unfortunately inconvenienced by being a severed head), and her Grandad Coffin, a ghost.

Ghoulia is warned not to let the village children see her, for fear that their parents might drive them from their home. But Ghoulia can't help want to play with the others

Still, being deathly pale with purple shadows under her eyes and detachable limbs, Ghoulia is pretty sure the neighborhood kids will guess that she is a zombie, so she watches secretly. But one day she overhears the kids excitedly talking about something called trick-or-treating, and the scary costumes--ghosts, vampires, witches-- they are planning to wear for Halloween. Ghoulia has an idea:
"Dressed up as a monster, I can join in the fun!"

So, as her zombie-self, Ghoulia sneaks out of Crumbling Manor, carrying Uncle Misfortune's head as a trick-or-treat bag and bravely introduces herself to a group of kids dressed as a werewolf, a ghost, a witch, a vampire and a zombie, and follows them through the village, collecting goodies. The kids begin to boast about how scary they are, and Ghoulia can't resist trying to impress her new friends.
She tossed her head in her hand, spun it around, and put it back on!

"You're a real Zombie!" a boy shrieked.

Ghoulia has clearly blown her cover, but her new friends are thrilled. Together they form the Secret Monster Society Club, swearing to remain mum to protect the identity of their new friend.
If Ghoulia could have, she would have blushed!

Barbara Cantini's first book,Ghoulia (Book 1) (Amulet Books), joins a long list of uncanny picture book characters of the monster persuasion, from Caspar the Friendly Ghost to Kristyn Crow's Zombelina and Anne Marie Pace's Vampirina Ballerina (Vampirina (1). Share this one along with Cantini's Ghoulia sequels, Ghoulia and the Mysterious Visitor (Book 2) and Ghoulia and the Ghost with No Name (Book 3). "Cantini’s detailed full-color drawings ramp up the comedy on every page with labels and asides, including a page from Ghoulia’s Halloween-prep journal. This well-paced series opener will work well as both a read-aloud and a humorous choice for newly independent readers," reports Publishers Weekly.

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    Credit repair involves the process of improving an individual's creditworthiness and credit score by identifying and rectifying inaccuracies, errors, and negative items on their credit reports. Credit repair companies and specialists possess the expertise and knowledge required to navigate complex credit systems and guide individuals towards credit improvement.
    2. The Effectiveness of Credit Repair Companies:
    While scepticism may surround the credit repair industry, there are ample success stories that testify to the effectiveness of credit repair. Reputable companies like PINNACLE CREDIT SPECIALIST have consistently helped countless individuals recover from financial setbacks, improve their credit scores, and restore their financial stability. Through their proven methodologies and personalized strategies, PINNACLE CREDIT SPECIALIST can make a significant difference in an individual's credit journey.
    3. Expertise and Specialization at PINNACLE CREDIT SPECIALIST:
    PINNACLE CREDIT SPECIALIST is an exemplary credit repair company that stands out in the industry due to its commitment to excellence. With years of experience and a team of skilled professionals, they possess deep knowledge of credit reporting laws and regulations. This expertise allows them to challenge questionable items on credit reports, negotiate with creditors, and remove inaccuracies that may be holding individuals back from achieving a good credit score.
    4. Tailored Solutions for Every Situation:
    Each individual's credit situation is unique, and PINNACLE CREDIT SPECIALIST recognizes this by providing personalized solutions. Through careful analysis of credit reports, they create customized plans of action designed to address specific credit issues. Whether it's removing late payments, erroneous collections, or other negative marks, PINNACLE CREDIT SPECIALIST offers a comprehensive approach that gives individuals the best chance at credit restoration.
    5. Trust and Positive Testimonials:
    A credit repair company's reputation is crucial in determining its credibility. PINNACLE CREDIT SPECIALIST has earned trust through its stellar track record of success stories from satisfied clients. Numerous testimonials highlight their ability to improve credit scores significantly, often in a shorter time frame than individuals could achieve on their own. Such positive feedback strengthens the argument that PINNACLE CREDIT SPECIALIST are indeed capable of fixing credit and are worth considering.
    PINNACLE CREDIT SPECIALIST have proven their ability to fix credit by delivering concrete results. While there may be unscrupulous entities within the industry, it is essential to recognize and recommend companies like PINNACLE CREDIT SPECIALIST that genuinely make a positive impact on the lives of individuals struggling with credit issues. Their expertise, tailored solutions, and strong reputation demonstrate the effectiveness of credit repair companies in empowering individuals to reclaim their financial well-being. Therefore, for those seeking credit improvement, considering PINNACLE CREDIT SPECIALIST as a partner is a wise decision.

    CONTACT THEM BY EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM

    By Blogger Unknown, at 4:35 PM  


  • In today's digital age, where financial transactions are predominantly conducted online, the issue of credit score security has become increasingly important. With the rise of hackers and their ability to exploit vulnerabilities in technology systems, a question arises: can a hacker really fix a credit score? This passage aims to explore this topic and provide an answer, while also recommending the services of PINNACLE CREDIT SOLUTION as a reliable solution.

    1. Understanding the Role of Hackers:
    Hackers are individuals with advanced computer skills who possess a deep understanding of technology systems' vulnerabilities. They can infiltrate these systems, gain unauthorized access, and manipulate data. While hacking is typically associated with malicious activities, there are ethical hackers known as "white-hat" or "ethical" hackers who use their skills to identify system vulnerabilities and help improve cybersecurity.

    2. Credit Score Manipulation:
    A credit score is a numerical representation of an individual's creditworthiness, based on various factors such as payment history, outstanding debts, and credit utilization. Hackers may attempt to manipulate credit scores by tampering with these factors, such as erasing negative payment history or reducing outstanding debts.

    3. The Role of PINNACLE CREDIT SPECIALIST:
    PINNACLE CREDIT SPECIALIST is a reputed credit repair company known for its expertise in improving credit scores. While the term "hacker" may have negative connotations, PINNACLE CREDIT SPECIALIST employs a team of professionals skilled in navigating legal processes to dispute inaccuracies and inconsistencies in credit reports. Their services align with legal frameworks and regulations, ensuring a safe and secure approach to credit repair.

    4. Why PINNACLE CREDIT SPECIALIST?
    PINNACLE CREDIT SPECIALIST offer comprehensive credit repair solutions that address the underlying issues affecting credit scores. Their methods involve thorough analysis of credit reports, identification of inaccuracies or errors, and initiation of dispute processes with credit bureaus. Through these lawful means, PINNACLE CREDIT SPECIALIST have helped numerous individuals improve their creditworthiness and achieve their financial goals.

    5. Recommendations and Conclusion:
    Based on the research conducted, it is possible for a hacker, such as PINNACLE CREDIT SPECIALIST, to genuinely fix credit scores. However, it is imperative to emphasize the importance of adhering to legal practices and regulations. Engaging the services of a reputable and experienced credit repair company like PINNACLE CREDIT SPECIALIST ensures a legitimate approach to credit score improvement.

    Ultimately, enhancing one's credit score is a complex process that requires expertise and a deep understanding of credit reporting systems. While the notion of a hacker fixing credit scores may seem unconventional, companies like PINNACLE CREDIT SPECIALIST have proven themselves to be trustworthy and effective in providing legitimate credit repair solutions.

    HIT THEM BY EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM

    By Blogger Leslie Boykin, at 5:24 PM  

  • In today's financial landscape, maintaining a good credit score is of utmost importance. However, unforeseen circumstances or poor financial decisions can lead to a decline in one's creditworthiness. In such situations, it becomes essential to seek help from professionals who can assist in repairing and improving credit scores. PINNACLE CREDIT SPECIALIST, a renowned credit repair organization, stands as a reliable option for individuals seeking assistance in this domain.
     
    Understanding Credit Repair:
    Credit repair refers to the process of improving one's creditworthiness by rectifying errors, disputing inaccuracies, and adopting strategies to enhance credit scores. It is a complex process that requires expertise and knowledge. While some individuals might attempt to repair their credit independently, consulting professionals like PINNACLE CREDIT SPECIALIST can provide expert guidance and ensure a more effective outcome.
     
    PINNACLE CREDIT SPECIALIST- A Trusted Solution:
    PINNACLE CREDIT SPECIALIST has established itself as an industry leader in credit repair services. With a team of experienced professionals, they offer comprehensive solutions tailored to individual needs. Their expertise lies in analyzing credit reports, identifying discrepancies, and formulating effective strategies to address them. By leveraging their knowledge of credit bureaus, laws, and regulations, PINNACLE CREDIT SPECIALIST assists clients in their journey towards credit restoration.
     
    The Benefits of Choosing PINNACLE CREDIT SPECIALIST:
    a. Expert Guidance: PINNACLE CREDIT SPECIALIST offers personalized advice and assistance, helping individuals navigate the complexities of credit repair. Their expertise ensures that the necessary steps are taken to rectify inaccuracies and ultimately improve credit scores.
    b. Tailored Strategies: Recognizing that every credit repair case is unique, PINNACLE CREDIT SPECIALIST devises customized strategies that align with clients' specific situations. This personalized approach increases the likelihood of successful credit restoration.
    c. Legal Compliance: PINNACLE CREDIT SPECIALIST operates within the legal framework governing credit repair services, ensuring that all actions taken are in compliance with relevant laws and regulations. This adherence to legal guidelines provides clients with peace of mind throughout the credit repair process.
     
    When seeking professional assistance to repair credit, consulting an established organization like PINNACLE CREDIT SPECIALIST can prove to be a prudent decision. Their expertise, tailored strategies, and commitment to legal compliance make them a reliable ally for individuals looking to improve their credit scores.
    You Can Contact them via: PINNACLECREDITSPECIALIST@GMAIL.COM

    By Blogger Carol Gibbsons, at 4:44 PM  

  • Hello,
    My situation isn’t the best but not the worst either. I needed some help. Filed Chap. 7 BK in 2020 and I have been rebuilding my credit ever since but nothing was happening, no positive changes. I have 5 credit cards (Cap On, NFCU and a few stores). I bought a car in 2022 and was given a 6.9% rate. Not great but I’m also 2 years out of BK. My credit score was low as 581 across the 3 credit bureaus. I kept searching for ways to fix my credit until I met this lender who recommended PINNACLE CREDIT SPECIALIST to me. Immediately I did a little research about them and I gave them a text after my research. Within 6 days my credit score was booming to 800+ across the 3 credit bureaus. All negative items and inquiries were wiped off from my credit report and all late payment was marked as paid on time. To be sincere I really enjoyed their service, since my life I’ve never enjoyed an awesome service like that of PINNACLE CREDIT SPECIALIST. You can get them through their email: PINNACLECREDITSPECIALIST@GMAIL.COM

    By Blogger Elizabeth Carpenter, at 5:16 PM  

  • Shout out to PINNACLE CREDIT SPECIALIST for helping me achieve my goals of getting an excellent credit score and getting these collections off my credit report.  I am 27. Got my first. Credit cards at 18... was approved for a car off of the Toyota lot 7 months later with no cosigner... Being young and dumb, I maxed out all of my cards and had to go through a rebuild process in 2018 which didn’t work out for me. At that time, I had late payments and collections. I was making a lot of money at the time and again, was spending stupidly. From then on, things only went downhill. Long story short my AMEX was charged off and still reports every month as a charge off. I needed help getting this off my credit because it has shot it down so much!!! Until I came across PINNACLE CREDIT SPECIALIST on this forum how they helped some members restore their credit. I quickly contacted them by email: PINNACLECREDITSPECIALIST@GMAIL.COM to my greatest surprise, within 6 days they helped me achieve my goals. I’m really grateful for their services. I sincerely recommend them. 

    By Blogger Sarah Powell, at 9:25 AM  

  • Yes, it actually feels good to have a worthy credit profile. I want to use this time to appreciate PINNACLE CREDIT SPECIALIST for bringing me out of a bad credit report that made my life miserable. 6 years ago I had perfect credit but my life spiralled out of control and was left with 50k debt.  I had no way of paying for it at that time.  I have been rebuilding my life for the past few months and need to fix my credit. I had 50k debt combined.  6 closed accounts with "negative pay status" "Charged off as bad debt".  550 credit score. I paid 2 of the 6 accounts off recently but the remarks are still there and nothing about my status changed on said accounts. PINNACLE CREDIT SPECIALIST came through for me, with all negative entries removed; charge offs, late payments wiped out including closed accounts all cleared from my report and my score is now 804. I got approved for a Capital one credit card with a $10,000 limit and have been pre-approved for another $30,000 limit. I’m happy now and THANKS to whoever posted about them on this forum for the first time. You can contact them via: PINNACLECREDITSPECIALIST@GMAIL.COM  OR text (479) 326-8077. 

    By Blogger Melissa Walker, at 5:20 AM  

  • Hello everyone I want to sincerely appreciate PINNACLE CREDIT SPECIALIST for the dedication and time they put on working my credit. I needed help. My FICO mortgage scores were 510, 518, 557. All my FICO 8s are between 600-626. All credit cards, student loans, and a car have been paid on time for the last 4 years, with the exception of 1 late payment to Capital One and they will not budge to remove it. I have 6 old Cos that will fall off in 2025, and I have a collection from Jefferson Capital for $5400 for a car that was turned in back in 2018. I have disputed all these items several times with no luck. When I asked for proof that Jefferson legally had the right to collect this debt, since I had also received notices in the mail from 3 other collection agencies for the same debt. Each time all I got in response from the bureaus was a statement that the information was validated. I desperately needed help to raise my FICO 5, 4, and 2 ASAP. Until I read about PINNACLE CREDIT SPECIALIST, I contacted them after reading some testimonies about them. They ran my credit report, analysed the credit score and determined which action will have the greatest impact. They raised my credit score to 806 and deleted all negative items on my credit report within 6 days. They made it work and I have a clean credit profile now. My heart is full of gratitude. You can reach them by email: PINNACLECREDITSPECIALIST@GMAIL.COM

    By Blogger Charles Philips, at 6:06 PM  

  • I had a 2 years personal unsecured loan with CU. I paid it off in 1.5 years. Here’s what happened with my credit scores when the account reported as paid and closed, perfect payment record. (nothing else changed, checked all reports on the annual credit report. FICO 8 scores dropped by 70 points from 680s to 610s. FICO 9 scores decreased, one 5 points. Vantage scores decreased 10-20 points. This is both a recommendation and an appreciation of the good job that PINNACLE CREDIT SPECIALIST did for me. After reading various testimonies on QUORA I decided to give them a trial. And believe me when I say they were up to the task as they cleared all negative items and inquiries from my report. My report is squeaky clean. My score is now 806 excellent. PINNACLE CREDIT SPECIALIST is my life saver, it’s almost like a miracle to me. Email: PINNACLECREDITSPECIALIST@GMAIL.COM to reach them. 

    By Blogger Kathryn Tokarska, at 5:47 PM  

  • Do you want to increase your FICO score? Do you want to pay off your credit card debt? I want to use this medium in appreciating PINNACLE CREDIT SPECIALIST for his good service. He raised my FICO score up to 811 excellent within 6 days and he also helped me pay off 2 America Express collections which now report as paid in full and for less than the original amount. He did exactly what he said he would. Don’t waste your time thinking about these issues. Contact him now for help: PINNACLECREDITSPECIALIST@GMAIL.COM  

    By Blogger Christina Perry, at 4:53 PM  

  • I’m not sure if this will stick but I’m moved to post for anyone looking (as this is where I came for many ideas as well). We had a very bad credit, negative items and different bills but if care is not taken depression might set in. went through so many folks which call themselves credit hackers. We’re self-employed. As we walked through the list of credit hackers, one finally came out. A friend recommended PINNACLE CREDIT SPECIALIST to us. We contacted them immediately. Trust me he really helped me by deleting all the negative items and bills on my report and boosted my credit score from 500s to 807. It’s been a long road and I now know way more than I ever wanted to know about FICO scores and credit repair. My saving grace was PINNACLE CREDIT SPECIALIST. I cannot recommend enough. I’m not promoting just for the sake of it, rather he was able to help us to navigate a very tricky situation and it would have been so helpful for me to have him with us from the beginning. I hope that anyone else who needs it can benefit from my failure and win! You can hit them up by email: PINNACLECREDITSPECIALIST@GMAIL.COM

    By Blogger Richard Judd, at 5:42 PM  

  • Months ago I planted a seed here. My credit report was lit in red like a Christmas tree of nothing but bad checks. My goal at first was a 680 score, to qualify for a mortgage. That turned into 700…then 710…eventually I entered the 800 club. That 800 club then got me into the 800 teen club. Today I was notified that my Equifax passed the 800 teen club. 821! What was hard to qualify for a $500 credit card now makes it easy to get a $5000 credit card. What was hard to get a $1 credit line increase, makes it easy to get $1000. What was hard to get a lower credit card interest (that actually resulted in getting higher interest) now is easy to make and generally results in a lower rate. How I got to this point was from the help of PINNACLE CREDIT SPECIALIST and the help I received from this board. It takes time, effort and determination. The pay in the end is great. I don’t regret working with PINNACLE CREDIT SPECIALIST. When I started I wanted everything fixed overnight but he said no he has to go one bit at a time to avoid a trace. He started with what they know is easy and worked my credit up. That’s how I got here. His an angel in human form don’t fail to hit him up on email: PINNACLECREDITSPECIALIST@GMAIL.COM

    By Blogger Patricia Cistaro, at 2:09 PM  

  • Have you guys ever checked out PINNACLE CREDIT SPECIALIST? I never knew that my credit is very bad due to hardship I have been facing and desperation. Luckily for me a friend introduced me to PINNACLE CREDIT SPECIALIST. He helped me raise my score 297 points and removed all my eviction on my credit report thereby giving me a state. I was able to apply for a credit card once again and I was able to get a loan for my business. His service is affordable, He’s the real deal. All thanks to PINNACLE CREDIT SPECIALIST. His email: PINNACLECREDITSPECIALIST@GMAIL.COM

    By Blogger David Zerbato, at 2:28 PM  

  • I’m here to thank PINNACLE CREDIT SPECIALIST for taking the path of helping me recover my credit. I had a chapter bankruptcy and have been discharged for almost a year and a half and I’ve been trying to restore my credit. I had a total of 7 CC none secured after my bankruptcy and I’m trying to get back with the Apple credit card but every time I apply it says I have an account with them and I spoke a supervisor and supposedly my account still has a balance and won’t be closed that’s until it’s settled but I can’t pay the balance either. Few weeks ago I used the PINNACLE CREDIT SPECIALIST hacking techniques to get them to remove the CO and bankruptcy off my report. Saw a huge bomb in my credit score. I’m now sharing the good I got from PINNACLE CREDIT SPECIALIST. I hope it will help someone in the future. Also don’t fail to let them know I referred you when you fit them up for help: PINNACLECREDITSPECIALIST@GMAIL.COM

    By Blogger Christine Weiner, at 8:53 PM  

  • Working with a legit hacker is very rare until I came across DOVLY CREDIT SOLUTION on YouTube forum about helping people to fix their credit report. So I gave him the job, then he brought my credit report up to speed, increased my credit score to 811 and removed all the negative items. I'm so happy to put down this review to tell you about the good news. Go for the best hacker alive. Contact him on: DOVLYCREDITSOLUTION@GMAIL.COM

    By Blogger Adam Johnson, at 5:34 PM  

  • So just update on how much PINNACLE CREDIT SPECIALIST have helped me already. When I started my rebuild in October 2023 my credit was mid 530s. PINNACLE CREDIT SPECIALIST helped me remove the 2 paid CO and SL late payment. Today I’m currently at 800. Thank you PINNACLE CREDIT SPECIALIST for helping me get to where I am! I’m currently in a much better credit and financial position and ready to start on my wife’s credit. Contact him now via: PINNACLECREDITSPECIALIST@GMAIL.COM

    By Blogger Brian Breedlove, at 6:07 PM  

  • Hi my name is Michael Lewis, I really needed a new home for my kids but my divorce and the judgment I had against me 6 years ago for a car loan ruined my credit and I was unable to even have a credit card anymore. I surfed through these forums a lot and that’s how I found out about DOVLY CREDIT SOLUTION. I read on the forums about DOVLY CREDIT SOLUTION and how slow they’re to fix credit but they’re among the few that would offer 100% CREDIT REPAIR SERVICES. So I decided to give them a shot. They only did a soft pull up by giving me an excellent credit score within 10 days. He deleted the judgement against my credit report and also paid all the late payment on my credit report. I’m more than happy that I’ve been approved of a 3-unit property that I and my kids live in. He’s really a great hacker. Contact him now: DOVLYCREDITSOLUTION@GMAIL.COM OR Text him on signal app +1 (713) 396 5299. 

    By Blogger Michael Lewis, at 4:27 PM  

  • I wish I knew about PINNACLE CREDIT SPECIALIST months ago! I was sitting close to three women at a church some time ago when I heard them talking about PINNACLE CREDIT SPECIALIST getting credit fixed. Then I was given his contact: PINNACLECREDITSPECIALIST@GMAIL.COM OR Text him (409) 231 0041. He increased my score to 811 and no negative items anymore on my credit report. Thanks to his expertise and genius hack. Get your credit report fixed with the help of PINNACLE CREDIT SPECIALIST.

    By Blogger Todd Lewis, at 6:03 AM  

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