What's Up with Fall? Fall with Lily and Milo by Pauline Oud
The weather is changing. It's windy and perhaps threatening to rain, but Lily and Milo want to explore the changes in the woods. The first decision is what to take--a woven basket or a little wagon?
That's easy. Lily takes the basket and Milo pulls his cart.
Now what to wear? Raincoat or swimsuit? Rubber boots or flip-flops?
That's easy--it's beginning to rain!
Lily and Milo walk into the woods. Look! No more rain! Lily points out a spider web, and Milo spots the spider. They notice apples have fallen and get busy gathering them up. But Milo finds an odd-shaped fruit. What is THAT? A pear! What is THAT cute little critter? A hedgehog. And here's a snail with eyes on stalks. Lily says the hedgehog lives under a bush and the snail lives in the shell on his back. Milo want to take everything back home with him.
Lily sees red mushrooms with white spots. They are so pretty!
"We can't pick mushrooms," says Lily. "They have to stay in the woods."
Lily puts apples and pears in her basket, but Milo loads his wagon with fallen leaves and acorns. Milo doesn't notice that some of the creatures are sneaking a ride home along with the leaves. It's beginning to look like autumn, and some of it critters have come to Lily and Milo's house, too, in Pauline Oud's early autumn expedition party, Fall with Lily and Milo (Clavis, 2019). Oud's jolly, colorful blackline drawings make for a perfect backdrop for fun in the out-of-doors in early autumn, just right for toddlers and preschoolers who are ready to search for signs of fall! Says Kirkus Reviews, "Thick, durable pages make this perfect for multiple readings and page turnings for the youngest listeners."
Labels: Autumn--Fiction, Mice--Fiction, Rabbits--Fiction (Ages 2-5)
118 Comments:
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By Anonymous, at 2:19 PM
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By Anonymous, at 2:33 PM
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By Credit Facility, at 12:54 AM
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By Dora Smith, at 10:31 PM
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By Layla Cole, at 11:02 PM
I go by the Name Andrew Julie currently residing here in CA Los Angeles, it's been 9 years have been working here in United State as a Nurse, I always like using Instagram to while away time for myself and I came in contact with a Chinese profile picture, the guy was awesome and he told me he was into broker trading that I could invest little with $5,000 and within three months I will have enough to buy myself a home and a hospital, so I decided to invest but after 3 months I tried to withdraw and I was asked for more and all this while he encouraged me to keep investing and I had already invested $63,000.00 USD with him on his broker platform and we started dating so that makes me confident in him but it was too late to know I have been scammed after he successfully rips me off. I told my close friend about it, luckily she knows a good hacker who she believes can help me recover all my lost money. I contacted the hacker through his email, At first, I was not very sure if he would be able to help me out. but since it was my friend who introduced the hacker to me. I decided to give it a try, to my greatest surprise. He was able to help me recover my stolen money within 71 hours. Have you been scammed before and you want to get your money back? Are you looking for a good hacker for a good purpose? Search no more. Wizard Web Recovery is the best solution to your problem. Email: (wizardwebrecoveryprogrammer@gmail.com) or (wizardwebrecovery@programmer.net) WhatsApp at +1 (917) 725-3296)
By Andrew Julie, at 5:26 PM
About 4 negative items has been on my credit report typically for seven years, without getting to know how to fix them until I came across this hacker who helped me in wiping away all the negative items and bad collections across my credit report without any physical contact. He also raised my FICO Score above 840 across the three credit bureaus report approximately and got a new apartment to move in with my family. Just contact him via BILLYHOFFMANCYBERGENIUS@GMAIL.COM Or Text (724) 241-8469
By Daniel Tracy, at 6:28 PM
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By Anonymous, at 4:48 AM
4 years ago, I was freshly clean from heroin, and had just gotten out of jail, a state away from everything and everyone is ever known, only had the clothes on my back, an expired ID in an otherwise empty wallet, and was looking at a credit score around 520. Married, 2 years old, middle management at a fortune 50 Corp. Thanks to PINNACLE CREDIT SPECIALIST who came as an angel for me and fixed my credit score within 5 days, negative items, credit card debt and hard inquiries has been removed and resolved and I’m happy now because it really helped my FICO score got increase to 819. I’m going to apply for an AMEX. It’s something I’ve wanted to get for years, a big goal I’ve been working towards, (that and buying a house). And I finally am comfortable enough with my score to pull the trigger on it. Thanks to PINNACLE CREDIT SPECIALIST I’m really proud of them right now. You can reach via: pinnaclecreditspecialist@gmail.com / +1 585 466 4373.
By Turner Bowman, at 12:26 AM
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By Churchill Anderson, at 12:21 AM
I discovered a way to raise my FICO score and get my credit report cleaned up. He is an authority. He removed charge-offs, collections, and foreclosures off my credit history, among other things. My score was also raised slightly by him, reaching 800 in just three working days. He provides the top credit issues services. +1(614) 344-8376; email: AARONSWARTZCYBERSERVICES@GMAIL.COM
By Genius Hacker, at 4:22 AM
I needed assistance on how to fix my credit and perhaps purchase a small condo/townhouse. I had a credit score of 517 across board, 4 hard inquiries (11-6-2019) 3 open accounts (car note, $35,000) and student loans (187,000-greatest mistake of my financial life); 3 negative marks, totaling $7,000-thought of asking for a pay to delete before learned about PINNACLE CREDIT SPECIALIST on MyFico blog. It still seems like a dream but I now have a FICO score of 811 and all hard inquiries, student loan, open accounts erased from my report and every debt now appears as paid on time. I sincerely appreciate the service I got from PINNACLE CREDIT SPECIALIST I encourage everyone who has credit issues to quickly contact them on: pinnaclecreditspecialist@gmail.com / +1 (585) 466 4373.
By Anonymous, at 4:11 PM
I appreciate PINNACLE CREDIT SPECIALIST for their help with my credit score. We started late last month and in less than 18 days my negative items, credit card debt and evictions have been removed without any trace. They also increased my credit score from 582 to 811 excellent score. I can assure you PINNACLE CREDIT SPECIALIST is the best credit repair company who can fix your credit without asking for outrageous fees. Today I’m living a free life, with no worries about my credit report. I really appreciate PINNACLE for the job done on my credit report. They’re the best. You can contact: pinnaclecreditspecialist@gmail.com / +1 (480) 420 8331.
By Anna Delaney, at 12:52 PM
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By Laura Funchess, at 1:20 AM
PINNACLE CREDIT SPECIALIST is an awesome company and offers very services! All my negative items are gone within 48 hours from my credit report. PINNACLE CREDIT SPECIALIST helped me delete all the errors from my credit reports, also increased my credit score from 516 to 813. They also cleared all my credit card debts including student loans from my report. Highly recommend them to everyone who wants to fix their credit report. Very considerate in price and moreover. Contact them on: PINNACLECREDITSPECIALIST@GMAIL.COM OR CALL ON +1 (480) 420-8331.
By Shanda Brandon, at 4:06 PM
Despite the fact that due to bad credit report, I was unable to get a loan on time since I lost my job. After explaining my problem my cousin Mirabel, she introduced me to a specialist (Rootkits Credit Specialist). They helped me raise my credit from 581 to 799 and also added good trade lines. I’m recommending Rootkits as promised to anybody in dire need of credit update. You can reach theme via mail: rootkitscreditspecialist@gmail.com or whatsapp:+1(626) 514 0620
By Frank Hillary, at 8:06 PM
I have learned my lesson the hard way to never trust any person pretending to be an agent or account manager, I trusted someone with my money and I was conned of $117,000 in Bitcoins after they refused to let me withdraw from my account and insist I pay more money to their fraudulent platform. I was lucky to get the attention of my colleague at work who told me about Cyberwall fire, a reputable company that has helped many people recover their money in the past. I contacted them and in a space of 48 hours, they helped me recover my money.
Thank you so much Cyberwall fire, I’m going to continue spreading your information as I know they are a lot of people who are being held hostage by these swindlers and who have lost money to them. This is their contact information.
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By Liz Bleeker, at 1:53 AM
Hacking into my husband phone today was so embarrassing I could not believe what I saw. My husband has always been cheating on me with strippers i confirmed this after verifiedprohackers@gmail.com carried out a phone hack on my husband phone I saw a site on his cell phone where he orders them to meet him up in a hotel, What a shame. All thanks to verifiedprohackers@gmail.com for this services he always renders to help couples know their stands in their marriages or relationships thank you so much.
By Joann Nutting, at 6:38 AM
I saw a recommendation about this Hacker4wise, from a comment section and he offers any hacking services. He's the greatest I've seen so far, you can get in touch with him through WhatsApp +1 (914) 502‑6395 or HACKER4WISE @ GMAIL COM Smart phone hacker HACKER4WISE @ GMAIL COM this hacker helped to track location by GPS, access to WhatsApp messages, snapchat ,Instagram viber, imessages and all other Apps located and operating on target mobile device, contact the reliable, competent and trust worthy hacker Hacker4wise@gmail.com assistance, he's very good.
By Steven B Smith, at 1:26 PM
Gmail hack became easy when I saw wonderful reviews about anonymousmaskhat@gmail.com and boom I decided to try hacking into my spouse gmail, with the help of anonymousmaskhat@gmail.com it was very much successful, stress free and delivered to me in less than an hour I got access to my spouse gmail without notifications. I can’t thank you enough anonymousmaskhat@gmail.com YOU ARE THE BEST.
By Sonny Aycoth, at 4:06 PM
My wife is a big fat juicy liar and a cheater thank you darkhatthacker@gmail.com for giving me full details about my wife after successfully running a phone hack on her iPhone. Your services remains the best.
By Martin Gavrock, at 5:15 PM
I noticed my wife no longer save conversations on her phone again so I decided to hire jeajamhacker@gmail.com For email hacking and in less than an hour I got results with access to her emails behold I saw a lot of naked and sex tape my wife has been doing with her male friends that she assured me nothing was going on between them but see the outcome, 3 of her male friends sleeping with my wife and also has a sex tape of my wife. Am in tears and heartbroken but all thanks to you jeajamhacker@gmail.com
By Joel Kelly, at 9:58 AM
I have a couple of collection accounts that I want to get removed…. I was going through a divorce and lost track of certain bills/paperwork. Also I have completed a student loan that went into default. I have been making on time payment with the new provider but the old loans still remain as closed/transferred with the negative payments history on them. Shouldn’t they be deleted Since the same loans are now with a new loan provider? It is essentially duplicated reporting them right? I am planning on getting married in a couple years and want to buy a house with my current boyfriend and with this stuff on my report I fear I won’t be able to do this. This was exactly my story until I contacted PINNACLE CREDIT SPECIALIST who did the magic by clearing all the debts and raised my score 804 excellent across the bureaus and even added some positive tradelines on my report. I was able to get a good house with a very low interest rate. Thank you for helping me…. EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM for clearing of debts and more just the way I did or TEXT +1 (323) 406 1225.
By Florence Johnson, at 8:05 PM
Suspected my husband cheating on me days back but I needed proof and confirmation before confrontation so I hired a hacker I met on google (verifiedprohackers@gmail.com) this hacker did a wonderful Job for me and also brought me with a lot of proof after hacking into my husband phone indeed hackers are reliable thank you verifiedprohackers@gmail.com.
By Marian Wohlgemuth, at 3:08 PM
If I can give some of these companies, I see here 0 star I would! They did not help my credit WHATSOEVER. Each round was not the estimated time frame in fact they were longer. They instructed me to open a credit card they recommended which I did but did not help. They couldn’t delete ANYTHING, NOT ONE THING OFF of my reports and in fact everything was just verified. Their systems couldn’t fight up against the creditors. I wasted my money and time!!! When I asked for a refund after 6 months and not even COMPLETING ROUND 3, they ignored me!! Until a friend directed me to contact PINNACLE CREDIT SPECIALIST, I tell you I didn’t regret adhering to that humble advice. I’m better now and my credit score is in high 800s and all the derogatories have been expunged from my report. You can contact: PINNACLECREDITSPECIALIST@GMAIL.COM or CALL (323) 406 1225.
By Norah Anderson, at 10:16 PM
I want to take a moment to appreciate PINNACLE CREDIT SPECIALIST for all they do for humanity. Yes, I say humanity because I have been a victim of a scam where they ripped my money off without doing anything. PINNACLE CREDIT SPECIALIST changed the narrative by fixing my credit in less than 6 days. Credit card debts, student loan, collections and medical bills were cleared and my score was raised to 805 within this time frame. What else can I say than to tell the whole person who cares to fix their credit to go with PINNACLECREDITSPECIALIST@GMAIL.COM or CALL +1 (323) 406 1225. Cheers.
By Helen Lee, at 5:41 PM
My heartfelt gratitude goes to PINNACLE CREDIT SPECIALIST. I went through divorce recently and let my wife and kids stay in our marital home for a year before we sold it. A guy named Hinds spoke well about a good credit expert that helped him remove medical bills and raised his score to 801 in less than 6 days. I emailed him on PINNACLECREDITSPECIALIST@GMAIL.COM and he responded ASAP asking me to text him on his personal number +1 (323) 406 1225 for further discussion. Well I did and eventually got started with the project with him. I was amazed after a few days he pulled through for me and removed all my late payments and derogatory items raising my score to 808. I got the mortgage and all thanks to him and his team for helping me. Contact him with the above emails and phone number for your credit repair.
By Werner Hermann, at 6:29 PM
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By Unknown, at 11:36 AM
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By Coby Bouterse, at 7:09 AM
I needed help to see everything on a particular number without physical access to the phone and am so thankful darkhatthacker@gmail.com came through for me, within the space of an hour I got to see everything I have been longing to see on this number. I just want to say a very big thank you to darkhatthacker@gmail.com. for those who are also looking for the best I advise you go through darkhatthacker@gmail.com this hacker has been tested and now Trusted.
By Henk Rodewijk, at 4:56 AM
I had a stroke at 40 years old and have not been able to work for 2 years with a low probability of ever returning to full-work. I was without income for 18 months until I finally received my employer LTD benefit (less 30% legal fees). I have not been able to keep up with credit card payments for the past years (had no idea Cigna would give me the runaround like they did). However, I received a lump sum back payment plus a monthly recurring payment of 60% of my previous income. I was not sure if I should settle my credit cards at this point. I owed Chase B of A, Discover and Citi. Chase is by far the largest balance of Approx. $20k. I have explored bankruptcy, but I have some income producing real estate assets I cannot protect and even my paid vehicle is above the state limit for exemption. While I was researching credit repair I read good reviews about PINNACLE CREDIT SPECIALIST and decided to cast my burden upon PINNACLE CREDIT SPECIALIST. The good news is that they fixed my credit in less than 6 days and cleaned up the negative items from my report including the debt I owed. I don’t know how to appreciate PINNACLE enough. Here is the contact: (323) 406-1225. EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM
By Adams Brown, at 4:38 AM
Anyone could be a victim of this or any other scam. I went through the worst period of my life after getting wiped out b a scammer and only thankful for the intervention I got after I filed a complaint via email to - digitaltechacker @gmail com
I’m not a review type normally I just use my product and leave. but I have to recommend digitaltechacker for his good deeds.
After being scammed by various people, I was loosing confidence in finding somebody to deliver the service I needed and actually believed it couldn’t be done however I was wrong.
Thank you ; digitaltechacker @ g mail com
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By christy daniels, at 9:05 PM
PINNACLE CREDIT SPECIALIST is the best credit repair company I have used so far, my first feel for their service is a recommendable experience; I wasn’t charged an upfront payment on getting my credit report fixed, which is unlike other credit repair companies, a friend recommended this to me when she got her credit fixed by them, I embraced the idea of no upfront payment, to meet the eligibility requirement I opened an account with them for a reduced rate fee, I had bad credit back then and thought I wasn’t possible to get my good credit report, but I got it all thanks to PINNACLE CREDIT SPECIALIST for their service, before this I went to several other credit repair companies but they were not eligible for it not until I found right one, thanks for existing for people like me, I strongly recommend PINNACLE CREDIT SPECIALIST. CONTACT: PINNACLECREDITSPECIALIST@GMAIL.COM or PHONE +1 (323) 406 1225.
By Unknown, at 6:21 PM
With the help of PINNACLE CREDIT SPECIALIST, I’ve been able to rebuild my credit and turned everything around. I’ve been on the upswing of things for about a month now. No more Negative accounts on my report, no late payments, no charge-offs. I did have some charge-offs back in 2022 and earlier this year, none now. The charge-offs were over $3K. This company has helped me raise my credit score from ~600 to 804 Excellent score. We’ve purchased our home. No lates, no worries. I recently applied for the Apple card obtaining the 4.15% Apple savings account and much to my surprise I’ve been approved. BIG THANK to PINNACLE CREDIT SPECIALIST for giving me an Excellent credit score and a perfect credit report. Hit them on Email: PINNACLECREDITSPECIALIST@GMAIL.COM or CALL +1 (323) 406 1225.
By Unknown, at 6:23 PM
Hi all, I sold my house (FHA loan, purchased in 2016) to purchase a new one early this year. While my credit score was not decent (600-610 across the board, mortgage scores also 600 across the board), I have a crappy missed payment history on my previous mortgage (not gonna get into the details lol). Tons of missed/late payments, and my mortgage is currently under a loan modification (can’t seem to get the comment removed from my reports smh). I have missed payment over a year, and by the time I apply it will be at least 18 months of late payments. I also had 5 straight 30-days lates on my old car note during Covid (over 2 years ago). I have had some really old charges off CC account for 3 months now. All this became a hindrance to me because I was unable to get approved when I applied for a new home earlier this year. BIG THANKS to PINNACLE CREDIT SPECIALIST who gave me a decent credit score (800-811 across board) and also gave me a clean credit report, all late payments and charge off has been removed permanently within 6 days. I don’t write reviews, but my joy of writing this is that I’ve been approved of my DREAM HOME. PINNACLE CREDIT SPECIALIST is awesome, they’re the best I’ve ever come across with. Contact them ON EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM / You can also get them on +1 (323) 406 1225.
By Unknown, at 6:32 PM
Hello, MYFICO members. I love this forum, and have been reading/ learning for a couple of years. I was looking to purchase a home at the end of last year, by that time my debt only was $2,500 car note. My MMS was 690. My current lease is up for renewal in DEC. 2022. It is a 2 years lease. I had an Auto loan, which brought down my credit score to EQ 591| TU 522| EX 594. (AUTO SCORES: EQ 624| TU 642| EX 622) AAoA: 7yrs 8 months. 3 charge-offs with a balance: $20,441, $20K and $603 that update monthly. 3 old paid charge-offs $0. I’ve been struggling trying to build my credit over last year. Sincerely from my heart I’m saying THANK YOU to PINNACLE CREDIT SPECIALIST for the service I got from them which I never imagined would be possible. A member from this forum posted a positive review about them, that’s one of the reasons I said I love this forum. I needed a credit repair service which I gave them a trial. I’m telling you today I didn’t regret taking that step, PINNACLE CREDIT SPECIALIST has turned my credit around by giving me an EXCELLENT SCORE of EQ 803| TU 809 | EX 815. They also gave a clean credit report. I’m heading now to purchase a home. When I get approved I’ll update you guys again. BIG THANKS to PINNACLE, I LOVE YOU ALL. You can get them by email: PINNACLECREDITSPECIALIST@GMAIL.COM / +1 (323) 406 1225.
By Unknown, at 5:45 PM
My husband and I went to buy a house this year (for the first time). We started making changes in our credit history late last year but to no avail. Current score was 616 (me) and 605 (him). We tried getting it higher on our own way but it didn't work out. No negative other than 3 missed school loan payments from me (2017), I did not know they went into repayment. We have about 9k (51% usage) in credit card debt. We have a car loan (18k total). I have 50k in student loans. I implore you to get in touch with PINNACLECREDITSPECIALIST@GMAIL.COM OR +1 (872) 265 2951. He promised to fix my report within 6 days. He got my score up to 804 (me) 811 (him) and also all the negative items and credit card debt has been gone. Now we’re eligible to buy a house. His fee is very affordable and he always keeps to his word and time frame.
By Unknown, at 5:07 PM
I recently have had a lot of issues with my credit score and I have tried a lot of different programs and none of them really helped me as PINNACLE CREDIT SPECIALIST. I contacted them and they helped me step by step and I’m really thankful for their effort and service. I have recommended them to my friends and family. I also recommend everyone else to give them a try! You won’t regret it! Hit them by email: PINNACLECREDITSPECIALIST@GMAIL.COM
By Unknown, at 4:32 PM
I haven’t been with PINNACLE CREDIT SPECIALIST for long at all however I got an excellent service…. I spoke with PINNACLE CREDIT SPECIALIST and he was attentive, knowledgeable and easy to speak with, during the conversation I explained my credit situation, I felt excited about getting my credit situation in order. I can’t believe what my eyes have seen on my credit report. They increased my credit score to 805 TransUnion, 808 Equifax, and 811 Experian. PINNACLE CREDIT SPECIALIST has made me feel like we were in my credit situation together, like we are a team. I’m super excited I sincerely recommend them: PINNACLECREDITSPECIALIST@GMAIL.COM
By Unknown, at 7:51 AM
I contacted a couple of companies to seek help. How to improve my credit scores, after having some issues some time back? I didn’t see that I had any directly adverse stuff to be dead with, maybe it was just still residual from my bad period. I was told by other companies that it was a long process and I needed all of these services which of course cost a lot of money on a weekly basis and nothing was done. Thanks to the PINNACLE CREDIT SPECIALIST who came to save me, I call them Angels in human form. When PINNACLE CREDIT SPECIALIST interviewed me he said it was not worth spending the money as it was just a matter of one software for my scores to creep back up. He did give me a couple of pointers that I could do myself to be sure that everything moved in a positive way. To my greatest amazement within 6 days my scores pumped high to 800+ across all 3 credit bureaus. I truly appreciate his honesty and direction. Hit him up on email: PINNACLECREDITSPECIALIST@GMAIL.COM
By Unknown, at 5:55 PM
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By Unknown, at 5:49 PM
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By Unknown, at 4:46 PM
Hey Guys, my name is John Stimson, I applied for a house in Illinois but was not approved due to a bad credit report. my credit score was TU 503, EQ 530 EX 557 with Bankruptcy and debt, Criminal record, DUI and DWI on my credit report I was in church when a lady was talking about PINNACLE CREDIT SPECIALIST how they cleared her debt and increased her credit score I never believed what she said, but decided to give them a try. I contacted them for a quick credit repair, which I got a response immediately. Before they started working on my credit, they explained to me how the process goes, how many days it’ll take to get my credit fixed. To be sincere PINNACLE CREDIT SPECIALIST blew my mind I never expected such an amazing result from them. They increased my credit score to TU 811, EQ 806, EX 809. They also gave me a new credit report. Bankruptcy and debt have been cleared from my credit report, all negative items removed completely from my credit report. all this happened within 6 days. They are the best credit repair company. Hit them via: PINNACLECREDITSPECIALIST@GMAIL.COM
By Unknown, at 5:58 PM
Hello everyone, my name is David Geller. Couldn’t believe that my credit score could be 811 with the help of a reliable and trusted credit specialist named PINNACLE CREDIT SPECIALIST. He was able to increase my credit score to an excellent score and deleted all negative items on my credit report within 6 days. He also helped me increase my credit card limit to $20,000, which is a good limit because it is above the national average. He also places amazing tradelines on my report. He is the best among all when we talk about credit repair, his service is fast and secured without any stress. You can contact him by email: PINNACLECREDITSPECIALIST@GMAIL.COM OR text +1 (262) 237 8780.
By Unknown, at 5:49 PM
Thank you PINNACLE CREDIT SPECIALIST for all you do, I got a new credit card limit of $24K with a massive trade line on my credit report. I was suffering from a low FICO SCORE 477 and was unable to meet up my financial requirement. PINNACLE CREDIT SPECIALIST came to my rescue. He helped me raise my FICO SCORE to 811 excellent score. He also deleted my past eviction and bankruptcy off my report within 6 days. He always delivers good services. Here is his contact info: PINNACLECREDITSPECIALIST@GMAIL.COM
By Unknown, at 9:43 AM
I needed to repair my credit quickly. My divorce is final and debt was in my name. I was ordered to pay off the bills since the bills were in my name. So I had about $35K in unpaid credit card debt, I became confused and worried. I don't know where to start, but I only have 6 months to refinance my car and 1 year to refinance my house. I began searching for help over the internet on how to fix my credit. So I saw PINNACLE CREDIT SPECIALIST reviews all over the internet and like wow who’s this guy. I decided to take the risk even when I was still afraid. It's good to take risks sometimes. I've realized that people who do exploits are people who take risks. I contacted this guy and he explained to me everything about credit repair and how it works. I got excited. I learnt a lot from him. He increased my credit score to 811 (TransUnion) 809 (Equifax) 805 (Experian). He also removed all negative items and credit card debt from my credit report. I was able to apply for a new credit card with a higher limit which has been approved. All this happened so quickly within 6 days. All thanks to PINNACLE CREDIT SPECIALIST. You can get them on: PINNACLECREDITSPECIALIST@GMAIL.COM I sincerely recommend them.
By Unknown, at 4:54 PM
I had a BK-7 on my TransUnion report. The date is incorrect. It shows from 2016 but BK was in 2012. I also had 60 days late on a car loan from 2019, no collection and charge off Citi bank from 2019 paid. Started rebuilding December 2021 with 522 FICO 8 but none of the strategies worked. I have to look for a credit repair company which my colleague at work recommended to me as a PINNACLE CREDIT SPECIALIST to me. I believed her because I knew she was having a bad credit score but that day she showed me her credit score was above 800+ I contacted them immediately to be honest I was not disappointed. Within 6 days PINNACLE CREDIT SPECIALIST wiped out all baddies on my credit report and increased my FICO SCORE to 811 I’m so EXCITED for what they did for me on my credit report. If you need help in fixing your credit, I will recommend them to you via: PINNACLECREDITSPECIALIST@GMAIL.COM
By Unknown, at 6:25 PM
After some financial struggles I had 4 charge offs and 4 collections. I have two cards still that are in good standing and each had two 30 days lates that are 3 years old. My credit score was TransUnion 585, Equifax 583 and Experian 528. I have been facing depression due to my poor credit score. Luckily for me a friend introduced me to PINNACLE CREDIT SPECIALIST who helped me raise my credit score to TransUnion 805, Equifax 809 and Experian 811. Also removed all charge offs, collection and eviction from my credit report. I now have a clean credit report with an Exceptional credit score. He’s the real deal. All thanks to PINNACLE CREDIT SPECIALIST. Hit him up by email: PINNACLECREDITSPECIALIST@GMAIL.COM / Call +1 (760) 203 6466.
By Unknown, at 5:40 PM
In today's financially-driven world, credit plays a vital role in shaping our financial futures. A good credit score can open doors to opportunities such as securing loans, obtaining favourable interest rates, and even influencing job prospects. However, individuals often find themselves facing credit issues due to various reasons. This has led to the emergence of credit repair companies and specialists who claim to help individuals regain control over their credit scores. I’ll analyse the effectiveness of credit repair companies and specialists, emphasizing Pinnacle Credit Specialist as an organization that truly delivers results.
1. Understanding Credit Repair:
Credit repair involves the process of improving an individual's creditworthiness and credit score by identifying and rectifying inaccuracies, errors, and negative items on their credit reports. Credit repair companies and specialists possess the expertise and knowledge required to navigate complex credit systems and guide individuals towards credit improvement.
2. The Effectiveness of Credit Repair Companies:
While scepticism may surround the credit repair industry, there are ample success stories that testify to the effectiveness of credit repair. Reputable companies like PINNACLE CREDIT SPECIALIST have consistently helped countless individuals recover from financial setbacks, improve their credit scores, and restore their financial stability. Through their proven methodologies and personalized strategies, PINNACLE CREDIT SPECIALIST can make a significant difference in an individual's credit journey.
3. Expertise and Specialization at PINNACLE CREDIT SPECIALIST:
PINNACLE CREDIT SPECIALIST is an exemplary credit repair company that stands out in the industry due to its commitment to excellence. With years of experience and a team of skilled professionals, they possess deep knowledge of credit reporting laws and regulations. This expertise allows them to challenge questionable items on credit reports, negotiate with creditors, and remove inaccuracies that may be holding individuals back from achieving a good credit score.
4. Tailored Solutions for Every Situation:
Each individual's credit situation is unique, and PINNACLE CREDIT SPECIALIST recognizes this by providing personalized solutions. Through careful analysis of credit reports, they create customized plans of action designed to address specific credit issues. Whether it's removing late payments, erroneous collections, or other negative marks, PINNACLE CREDIT SPECIALIST offers a comprehensive approach that gives individuals the best chance at credit restoration.
5. Trust and Positive Testimonials:
A credit repair company's reputation is crucial in determining its credibility. PINNACLE CREDIT SPECIALIST has earned trust through its stellar track record of success stories from satisfied clients. Numerous testimonials highlight their ability to improve credit scores significantly, often in a shorter time frame than individuals could achieve on their own. Such positive feedback strengthens the argument that PINNACLE CREDIT SPECIALIST are indeed capable of fixing credit and are worth considering.
PINNACLE CREDIT SPECIALIST have proven their ability to fix credit by delivering concrete results. While there may be unscrupulous entities within the industry, it is essential to recognize and recommend companies like PINNACLE CREDIT SPECIALIST that genuinely make a positive impact on the lives of individuals struggling with credit issues. Their expertise, tailored solutions, and strong reputation demonstrate the effectiveness of credit repair companies in empowering individuals to reclaim their financial well-being. Therefore, for those seeking credit improvement, considering PINNACLE CREDIT SPECIALIST as a partner is a wise decision.
CONTACT THEM BY EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM
By Unknown, at 4:35 PM
COVID really hit me hard financially as I’m sure has been a consistent theme here. I started my rebuilding in January of this year. Experian FICO 8 Score 576, 15 Hard Inquiries and 8 late payments. I had this mindset, I’ll be in the 700+ before the end of the year. I needed help and I found PINNACLE CREDIT SPECIALIST here, so I decided to give them a try. 6 days after they increased my score to 800+ across the 3 credit bureaus, they also removed all hard inquiries from the credit report and all late payment was marked as paid on time. I confirmed it myself. I can’t keep the GOOD NEWS to my help because I know so many people out there are looking forward to getting the same testimony. All thanks to PINNACLE CREDIT SPECIALIST. Reach them via: PINNACLECREDITSPECIALIST@GMAIL.COM OR TEXT (541) 286 5453.
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By Faith Larwence, at 10:56 PM
Hi,
Previously I’ve been trying to improve my credit score to qualify for an FHA mortgage. I was trying to make this happen, I’m on a month to month lease so it wouldn’t require a last minute hassle to move. Plus, my apartment was moldy and flooded. I’ve been working with a lender agent who has done a soft pull to look at my credit and suggested I contact PINNACLE CREDIT SPECIALIST because my credit score was low. I was at TransUnion 520, Equifax 532 and Experian 560. He said I need to be at least 700 to qualify. I don’t often write reviews but PINNACLE CREDIT SPECIALIST blew my mind after so many credit firms toyed with me and screwed me up. He finally got my credit fixed. He increased my credit score to TransUnion 806, Equifax 802 and Experian 811. He also played off the 2 Midland collections on my credit report. I’m now qualified for an FHA mortgage; I’m so excited all thanks to PINNACLE CREDIT SPECIALIST. You can do yours. Quickly contact him by email: PINNACLECREDITSPECIALIST@GMAIL.COM
By Wesley Avery, at 5:30 PM
In today's financial landscape, maintaining a good credit score is of utmost importance. However, unforeseen circumstances or poor financial decisions can lead to a decline in one's creditworthiness. In such situations, it becomes essential to seek help from professionals who can assist in repairing and improving credit scores. PINNACLE CREDIT SPECIALIST, a renowned credit repair organization, stands as a reliable option for individuals seeking assistance in this domain.
Understanding Credit Repair:
Credit repair refers to the process of improving one's creditworthiness by rectifying errors, disputing inaccuracies, and adopting strategies to enhance credit scores. It is a complex process that requires expertise and knowledge. While some individuals might attempt to repair their credit independently, consulting professionals like PINNACLE CREDIT SPECIALIST can provide expert guidance and ensure a more effective outcome.
PINNACLE CREDIT SPECIALIST- A Trusted Solution:
PINNACLE CREDIT SPECIALIST has established itself as an industry leader in credit repair services. With a team of experienced professionals, they offer comprehensive solutions tailored to individual needs. Their expertise lies in analyzing credit reports, identifying discrepancies, and formulating effective strategies to address them. By leveraging their knowledge of credit bureaus, laws, and regulations, PINNACLE CREDIT SPECIALIST assists clients in their journey towards credit restoration.
The Benefits of Choosing PINNACLE CREDIT SPECIALIST:
a. Expert Guidance: PINNACLE CREDIT SPECIALIST offers personalized advice and assistance, helping individuals navigate the complexities of credit repair. Their expertise ensures that the necessary steps are taken to rectify inaccuracies and ultimately improve credit scores.
b. Tailored Strategies: Recognizing that every credit repair case is unique, PINNACLE CREDIT SPECIALIST devises customized strategies that align with clients' specific situations. This personalized approach increases the likelihood of successful credit restoration.
c. Legal Compliance: PINNACLE CREDIT SPECIALIST operates within the legal framework governing credit repair services, ensuring that all actions taken are in compliance with relevant laws and regulations. This adherence to legal guidelines provides clients with peace of mind throughout the credit repair process.
When seeking professional assistance to repair credit, consulting an established organization like PINNACLE CREDIT SPECIALIST can prove to be a prudent decision. Their expertise, tailored strategies, and commitment to legal compliance make them a reliable ally for individuals looking to improve their credit scores.
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By Carol Gibbsons, at 4:44 PM
I’m 34 and I swallowed my pride to get to the I’m stage today. All thanks to PINNACLE CREDIT SPECIALIST. I had medical issues ongoing for 6 months back in early 2022. I was a freelancer who made good active money as a real estate photographer but had to sell my equipment and max out saving, my cards and a loan just for rent and bills. I moved back in with my family to cancel my debt and start over with school. My lease is up at the end of September $2,300. My Dad said I can pay rent starting in October and then go to debt. I barely made it. $2,700 a month at my 9 to 5. My credit score went from 740 to 535. Total debt $12,500. I needed help badly. I started seeking advice on what to do about these debts so that my credit score can go back to 700s not until I came across PINNACLE CREDIT SPECIALIST from this forum who bypass into the 3 credit bureaus and clear off my debts and more before he increased my credit screw up to 800+ with 6 days. Contact PINNACLE CREDIT SPECIALIST ASAP for more about credit issues and more on his email: PINNACLECREDITSPECIALIST@GMAIL.COM
By Frank Urbanic, at 5:01 PM
Hello,
My situation isn’t the best but not the worst either. I needed some help. Filed Chap. 7 BK in 2020 and I have been rebuilding my credit ever since but nothing was happening, no positive changes. I have 5 credit cards (Cap On, NFCU and a few stores). I bought a car in 2022 and was given a 6.9% rate. Not great but I’m also 2 years out of BK. My credit score was low as 581 across the 3 credit bureaus. I kept searching for ways to fix my credit until I met this lender who recommended PINNACLE CREDIT SPECIALIST to me. Immediately I did a little research about them and I gave them a text after my research. Within 6 days my credit score was booming to 800+ across the 3 credit bureaus. All negative items and inquiries were wiped off from my credit report and all late payment was marked as paid on time. To be sincere I really enjoyed their service, since my life I’ve never enjoyed an awesome service like that of PINNACLE CREDIT SPECIALIST. You can get them through their email: PINNACLECREDITSPECIALIST@GMAIL.COM
By Elizabeth Carpenter, at 5:16 PM
Shout out to PINNACLE CREDIT SPECIALIST for helping me achieve my goals of getting an excellent credit score and getting these collections off my credit report. I am 27. Got my first. Credit cards at 18... was approved for a car off of the Toyota lot 7 months later with no cosigner... Being young and dumb, I maxed out all of my cards and had to go through a rebuild process in 2018 which didn’t work out for me. At that time, I had late payments and collections. I was making a lot of money at the time and again, was spending stupidly. From then on, things only went downhill. Long story short my AMEX was charged off and still reports every month as a charge off. I needed help getting this off my credit because it has shot it down so much!!! Until I came across PINNACLE CREDIT SPECIALIST on this forum how they helped some members restore their credit. I quickly contacted them by email: PINNACLECREDITSPECIALIST@GMAIL.COM to my greatest surprise, within 6 days they helped me achieve my goals. I’m really grateful for their services. I sincerely recommend them.
By Sarah Powell, at 9:25 AM
Yes, it actually feels good to have a worthy credit profile. I want to use this time to appreciate PINNACLE CREDIT SPECIALIST for bringing me out of a bad credit report that made my life miserable. 6 years ago I had perfect credit but my life spiralled out of control and was left with 50k debt. I had no way of paying for it at that time. I have been rebuilding my life for the past few months and need to fix my credit. I had 50k debt combined. 6 closed accounts with "negative pay status" "Charged off as bad debt". 550 credit score. I paid 2 of the 6 accounts off recently but the remarks are still there and nothing about my status changed on said accounts. PINNACLE CREDIT SPECIALIST came through for me, with all negative entries removed; charge offs, late payments wiped out including closed accounts all cleared from my report and my score is now 804. I got approved for a Capital one credit card with a $10,000 limit and have been pre-approved for another $30,000 limit. I’m happy now and THANKS to whoever posted about them on this forum for the first time. You can contact them via: PINNACLECREDITSPECIALIST@GMAIL.COM OR text (479) 326-8077.
By Melissa Walker, at 5:20 AM
Hello all. First time posting here.
Wanted to share my experience with PINNACLE CREDIT SPECIALIST. Back in April I left a dead-end salary job and I had 16k of debt across 5 cards. My scores had tanked from the 750 range to the low 500s. Got a new job in mid-April, and laid out a plan to pay off 1 card per month but my credit score didn’t increase. Working with a legit hacker is very rare until I came across PINNACLE CREDIT SPECIALIST on this forum about helping people to fix their credit report. So I gave him the job. To be sincere I was sceptical at first when he told me not to worry that they’re going to fix my credit first before I make payment for their service. He brought my credit report up to speed, increased my credit score to 811 and removed all the negative items. I'm so happy to put down this review to tell you about the good news. Go for the best hacker alive. Contact him by email: PINNACLECREDITSPECIALIST@GMAIL.COM
By Linda Lawrence, at 4:24 PM
I had a 2 years personal unsecured loan with CU. I paid it off in 1.5 years. Here’s what happened with my credit scores when the account reported as paid and closed, perfect payment record. (nothing else changed, checked all reports on the annual credit report. FICO 8 scores dropped by 70 points from 680s to 610s. FICO 9 scores decreased, one 5 points. Vantage scores decreased 10-20 points. This is both a recommendation and an appreciation of the good job that PINNACLE CREDIT SPECIALIST did for me. After reading various testimonies on QUORA I decided to give them a trial. And believe me when I say they were up to the task as they cleared all negative items and inquiries from my report. My report is squeaky clean. My score is now 806 excellent. PINNACLE CREDIT SPECIALIST is my life saver, it’s almost like a miracle to me. Email: PINNACLECREDITSPECIALIST@GMAIL.COM to reach them.
By Kathryn Tokarska, at 5:46 PM
I’m not sure if this will stick but I’m moved to post for anyone looking (as this is where I came for many ideas as well). We had a very bad credit, negative items and different bills but if care is not taken depression might set in. went through so many folks which call themselves credit hackers. We’re self-employed. As we walked through the list of credit hackers, one finally came out. A friend recommended PINNACLE CREDIT SPECIALIST to us. We contacted them immediately. Trust me he really helped me by deleting all the negative items and bills on my report and boosted my credit score from 500s to 807. It’s been a long road and I now know way more than I ever wanted to know about FICO scores and credit repair. My saving grace was PINNACLE CREDIT SPECIALIST. I cannot recommend enough. I’m not promoting just for the sake of it, rather he was able to help us to navigate a very tricky situation and it would have been so helpful for me to have him with us from the beginning. I hope that anyone else who needs it can benefit from my failure and win! You can hit them up by email: PINNACLECREDITSPECIALIST@GMAIL.COM
By Richard Judd, at 5:41 PM
My credit has taken a turn for the worse over the last few years due to life events. I have student loans, an auto repossession, and late payment on siad auto loan. I’m lucky to get a job where I’m making great money with very little living expenses. All I want to do is to fix my credit. My question was what do I need to do and who do I need to meet, because I don’t know much about credit rebuilding. I met my friend who has fixed her bad credit before and she recommended PINNACLE CREDIT SPECIALIST. I didn't have any doubt because she’s a living proof. I didn’t have any choice than to work with him. Few days after I made some financial commitment PINNACLE CREDIT SPECIALIST increased my Vantage score to 780 and MYFICO score 800s. He also added some positive tradelines and cleared the negative reports from my credit. He went ahead to establish a very good business line of credit for me. Which I know has access to huge loans. You can contact them by email: PINNACLECREDITSPECIALIST@GMAIL.COM Let him know I referred you.
By John Mixon, at 4:20 AM
Months ago I planted a seed here. My credit report was lit in red like a Christmas tree of nothing but bad checks. My goal at first was a 680 score, to qualify for a mortgage. That turned into 700…then 710…eventually I entered the 800 club. That 800 club then got me into the 800 teen club. Today I was notified that my Equifax passed the 800 teen club. 821! What was hard to qualify for a $500 credit card now makes it easy to get a $5000 credit card. What was hard to get a $1 credit line increase, makes it easy to get $1000. What was hard to get a lower credit card interest (that actually resulted in getting higher interest) now is easy to make and generally results in a lower rate. How I got to this point was from the help of PINNACLE CREDIT SPECIALIST and the help I received from this board. It takes time, effort and determination. The pay in the end is great. I don’t regret working with PINNACLE CREDIT SPECIALIST. When I started I wanted everything fixed overnight but he said no he has to go one bit at a time to avoid a trace. He started with what they know is easy and worked my credit up. That’s how I got here. His an angel in human form don’t fail to hit him up on email: PINNACLECREDITSPECIALIST@GMAIL.COM
By Patricia Cistaro, at 2:08 PM
Working with a legit hacker is very rare until I came across DOVLY CREDIT SOLUTION on YouTube forum about helping people to fix their credit report. So I gave him the job, then he brought my credit report up to speed, increased my credit score to 811 and removed all the negative items. I'm so happy to put down this review to tell you about the good news. Go for the best hacker alive. Contact him on: DOVLYCREDITSOLUTION@GMAIL.COM
By Adam Johnson, at 5:33 PM
If you’re looking to get your credit fixed I would recommend a reliable hacker to get in touch with DOVLY CREDIT SOLUTION. I was suffering from a low FICO score 570 and was unable to meet up to my financial standard. He helped me raise my FICO score to 808 excellent score of 808 and He also cleared all the hard inquiries and collections on my report, cleared the $85k on my credit cards and removed my BK7 from TransUnion within 7 days. He's affordable and always delivers good service.
Here is his contact info; DOVLYCREDITSOLUTION@GMAIL.COM
By Kaytea Lewis, at 6:26 AM
So just update on how much PINNACLE CREDIT SPECIALIST have helped me already. When I started my rebuild in October 2023 my credit was mid 530s. PINNACLE CREDIT SPECIALIST helped me remove the 2 paid CO and SL late payment. Today I’m currently at 800. Thank you PINNACLE CREDIT SPECIALIST for helping me get to where I am! I’m currently in a much better credit and financial position and ready to start on my wife’s credit. Contact him now via: PINNACLECREDITSPECIALIST@GMAIL.COM
By Brian Breedlove, at 6:07 PM
I had a 740 credit score and was ecstatic. All the cards I used to dream about having, but recently my score dropped 150 points. I made a very poor decision. I took a cash advance on my DCU platinum card for 10K because they said there was no fee for doing so. I had no idea about a free 10K loan. Take the cash advance on the DCU plat then get a visa with a 0% promo. Two mistakes, not one actually. Took 10K on the DCU, balance was transferred to my new Wells Fargo 0% card. The limits on the cards were 10K, so utilization skyrocketed when one of the cards was at 100%. I thought it was total utilization for which I am at like 15%. My score went from 740 to 590. American Express $8000 ($45,000 limit) Wells Fargo $5400 ($11,000 limit) DCU $4557 ($10,000 limit). I was unsure on how to get back into the good graces of the bureaus until my friend Laura recommended PINNACLE CREDIT SPECIALIST to me. Immediately I reached out to PINNACLE CREDIT SPECIALIST and asked if he could help me fix my credit score too. He responded positively and I had to subscribe to his services. On checking my credit report after 6 days, my score has skyrocketed to Equifax: 801, TransUnion: 804, Experian: 811. I also noticed that the Wells Fargo and DCU has been paid off completely. I highly recommend him as a great credit specialist! Here is his contact info if you need his services. Email: PINNACLECREDITSPECIALIST@GMAIL.COM / Text Or Call +1 (402) 885 9847.
By Richard Lawson, at 3:50 PM
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By Christopher Powell, at 4:44 PM
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